Proportionality in banking regulation – discussions have to continue: “after the CRR/CRD review is before the CRR/CRD review”

4 April 2019

Since the 2008 financial crisis a number of new laws, rules and regulations have been introduced to increase the stability of the financial system and the protection of public funds. This was both necessary and right. The regulatory pressure in the wake of the crisis was so intense, however, that speed often had to take precedence over thoroughness. This phase is now over and it is time to take a look at the existing regulatory framework in terms of its effects and side effects.


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