Fancy learning Spanish on Majorca, taking a public speaking course in Berlin or awareness training on the island of Rügen? Only very few employees take advantage of the opportunity to go on training leave for their personal development. And this is despite many federal German states generally having

Treat yourself to training leave!

Online banking was introduced in Germany almost 30 years ago. As is the case with most innovations, it took some time before the broader population accepted the process. Now, however, a representative survey by the Association of German Banks shows that the majority of adults in Germany make use of 

Online and mobile banking are now standard

There are plenty of reasons to take out a loan, whether you want to buy a car or finance your studies. If you do decide to borrow money, the lender will do a credit check before granting you a loan. Continue reading to discover what happens during a credit check, as well as tips on improving your cr

 What is a credit check?

Spending more time with your family, taking care of relatives or just taking some time off work: in Germany, 39.2 percent of employees now work part-time, more than ever before, according to the Institute for Employment Research (Institut für Arbeitsmarkt- und Berufsforschung, IAB). Unsurprisingly, 

Part-time work: how to successfully reduce your hours

According to the Deutsche Bundesbank, over 55,000 fake euro notes were identified in 2023. That represents a total nominal value of 5.1 million euros. The most common counterfeits are 20 and 50 euro notes.&nbsp;

You cannot exchange a counterfeit note for a real one, so be careful if you notice an

How to recognise counterfeit money?

Scam: unsuccessful booking

After you have booked a hotel stay or tickets on a portal, one recent scam involves sending a deceptively realistic looking message. According to the message, there has been a problem with your chosen means of payment. They ask you to re-enter your payment data and send

Warning: dangerous phishing attacks and how to protect yourself

Alle Artikel zum Thema Verbraucher

title

Consumers

Sie haben ein neues Smartphone und kommen plötzlich nicht mehr in Ihre Banking-App? Wir erklären Ihnen hier, wie der Wechsel problemlos gelingt.

Switching smartphones: how to keep your finances secure

What should you be careful of when using your bank card? Here are 10 important rules on how to use your card safely.

Ten important rules to keep your card secure

When you’re surfing the World Wide Web, there’s always a chance you could be taken in by one of the many fraudulent scams set up by cyber criminals. The best way to protect yourself is to be aware of the risk, get to know the different ways in which these fraudsters operate and take the relevant pre

Safe surfing: beware of pop-up windows

It contains the article: „How German banks are gearing up for the fight against cybercrime, written by Andreas Krautscheid and André Nash of the Association of German Banks.

BaFinPerspectives Issue 1 | 2020 on cyber security

Alle Artikel zum Thema Sicherheit

Security

Kathleen Altmann

Tanja Beller

Diana Campar

Different teams of the Association of German Banks work on consumer issues and take care of safety in the banking sector. Consumer topics include old-age provision or consumer policy. Important aspects of security are the protection of payment transactions or online banking. Here you will find all current articles on these topics at a glance.

Consumers & Security

Our contacts on the topics of consumers & security